Do You See {Name} On Your Report?
01/ Confirm Reporting Accuracy
02/ Learn Your Available Options
Does {Name} Appear On Your Report?
- {Name} operates as a debt collection agency, and its activities could potentially have a negative impact on your credit score.
- It might be possible to remove {Name} from your credit report without settling the debt or making any payments.
- Contact us now to learn the process of removing {Name} from your credit report
Do You See {Name} On Your Report?
01/ Confirm Reporting Accuracy
02/ Learn Your Available Options
03/ Proceed w/ Your Best Option
Our FAQs
What Companies Does {Name} Collect Debts For?
{Name} is a debt collector that has reported a collection account on your credit report. In certain instances, this means they have acquired the debt from the original creditor, such as a credit card or loan company, often paying a significantly reduced amount, sometimes as little as one-tenth of the original debt. Alternatively, they might not be the actual debt owners but are hired to collect on behalf of another company. They may try to reach out to you through mail or phone calls, demanding payment. Unfortunately, this results in a collections account being displayed on your credit report, negatively impacting your credit score and reducing your chances of loan approval or other essential financial transactions.
How To Remove {Name} From My Credit Report?
It might be feasible to have {Name} removed from your credit report if any information associated with the account is inaccurate, erroneous, or fraudulent, and if it cannot be rectified within a reasonable timeframe. According to a study conducted by the U.S. PIRGs, a significant 79% of credit reports contain mistakes or significant errors. Our expertise lies in pursuing such accounts on behalf of our clients.
Is {Name} A Collection Agency?
{Name} is identified as a debt collector who has reported a collection account on your credit report. They purchase debts from various creditors who have decided to cease their efforts to collect the owed amount, which is sometimes known as a "charge-off."
Will {Name} Hurt My Credit Score?
Any negative mark within the period defined by its statute of limitations can significantly affect your credit score, and a collections account follows the same principle.
Is It Possible To Negotiate A Settlement With {Name}?
Resolving your debt with {Name} could have both positive and negative impacts on your credit score. The outcome is dependent on various factors. Additionally, you might not be required to make any payment at all, and if there are any discrepancies with the account, it could be entirely removed, resulting in no further contact from them.